A pan-African platform

Give African women entrepreneurs the digital infrastructure their ingenuity deserves.

She-Economy is the operating system for the female-led informal economy, built through Oxford Africa Womens Leadership Institute x CashPlanet as a single membership unlocking nine integrated engines for identity, learning, commerce, capital, and impact.

Beta countries: Ghana, South Africa, Zimbabwe, Kenya, Uganda, Malawi

89%

of Africa's women entrepreneurs operate informally

USD 40B

annual financing gap

6

country deployments for beta isolation

9

integrated engines, one membership

Country deployments

Pick a country instance before onboarding.

Each beta country runs with its own tenant lock, callback base URL, registry links, tax assumptions, and local regulatory checklist.

Partner review code

GH / tenant_gh

Ghana

GHS - +233 - English, Twi, Ga, Ewe

Beta active

Registration

Office of the Registrar of Companies

Business names, partnerships, companies, professional bodies, filings, changes, and annual returns.

Tax model

CIT 25% - VAT 20%

2026 standard computation: 15% VAT plus 2.5% NHIL and 2.5% GETFund on the same base.

Local regulators

susu and welfare groupsmarketplace sellersformalisation support

ZA / tenant_za

South Africa

ZAR - +27 - English, Zulu, Xhosa, Afrikaans

Beta active

Registration

Companies and Intellectual Property Commission

Paperless CIPC company registration, related SARS tax registration, B-BBEE and linked startup services.

Tax model

CIT 27% - VAT 15%

Standard VAT is 15% for registered vendors.

Local regulators

stokvel groupssupplier discoverygrant pipeline screening

ZW / tenant_zw

Zimbabwe

USD - +263 - English, Shona, Ndebele

Beta active

Registration

Companies and Intellectual Property Office of Zimbabwe

ZimConnect/CIPZ access for business entity registration, registry updates, filings, and electronic registry migration.

Tax model

CIT 25.8% - VAT 15.5%

2026 beta model applies 25% company income tax plus the 3% AIDS levy on tax chargeable, and 15.5% standard VAT.

Local regulators

informal trader formalisationdiaspora market accesstax-ready records

KE / tenant_ke

Kenya

KES - +254 - English, Swahili

Setup target

Registration

Business Registration Service - Companies Registry

BRS Companies Registry and eCitizen services for company, business name, LLP, official-search, and CR12 workflows.

Tax model

CIT 30% - VAT 16%

Resident companies are modelled at 30% corporation tax; standard VAT is 16% for registered taxable supplies.

Local regulators

mobile-money commerceMSME formalisationfunder pipeline discovery

UG / tenant_ug

Uganda

UGX - +256 - English, Luganda, Swahili

Setup target

Registration

Uganda Registration Services Bureau

Business names, company registration, IP, movable-security interests, insolvency, and registry search.

Tax model

CIT 30% - VAT 18%

VAT is 18% on most taxable supplies, with UGX 150 million annual VAT registration threshold.

Local regulators

market women cohortsbusiness registrationmobile-money workflows

MW / tenant_mw

Malawi

MWK - +265 - English, Chichewa

Setup target

Registration

Companies Registration and Intellectual Property Centre

Online company and business registration, IP services, collateral search, trustees, and insolvency services.

Tax model

CIT 30% - VAT 17.5%

VAT increased from 16.5% to 17.5% effective 30 December 2025.

Local regulators

chapter onboardingwomen-led MSME formalisationfunder diligence

The Architecture

Nine engines. One coherent member experience.

Every engine is designed to compound the value of the others. Verify once, learn once, sell everywhere, save together, fund what works.

For Funders

Reconciled, auditable, IRIS+ aligned by default.

Mastercard Foundation cohort partners, DFIs, and impact investors get a co-branded funder portal with real-time disbursement tracking, beneficiary verification, and automated reporting against SDG 5 and SDG 8.

  • KYC-verified beneficiary lists — every disbursement tied to a real, identified entrepreneur
  • Programme builder with eligibility logic, milestone schedules, and conditional disbursement
  • IRIS+ metric tracking out of the box — Jobs, Revenue Uplift, Formalisation events
  • Auto-generated quarterly reports in funder-ready formats (CSV, PDF, Excel)

Sample Programme · Live

Active

Mastercard Foundation — Young Africa Works Ghana

Direct grants, Cohort 3

Beneficiaries

2,847

Deployed

USD 1.4M

Recon. Rate

99.7%

SDG 5 · Gender Equality74%
SDG 8 · Decent Work58%

The Partnership

Oxford Africa Womens Leadership Institute x CashPlanet

Oxford Africa Womens Leadership Institute leads the women's leadership institute, network, and member experience behind She-Economy. CashPlanet provides the financial, compliance, and operations infrastructure, including the rails for multi-country fintech operations, reconciliation, and audit evidence.

Multi-country

Per-country Supabase databases. Local payment rails. Sovereign data residency.

Audit-grade

Every cedi, rand, dollar traceable from funder to beneficiary to outcome.

Compounding

The longer a member stays, the more value flows through the nine engines.

Get started

Become part of the She-Economy

Membership starts at a local-currency starter tier. Sponsored places available through partner programmes. WhatsApp onboarding takes under seven minutes.

She-Economy